Interest Rates
Current Deposit Account
Particulars Rate of Interest (%) Conditions
Current Deposit (CD) 1.00% Minimum balance 2.00 Lac
NRB Regular Savings Account
Particulars Rate of Interest (%) Conditions
Saving Bank Deposit(SB) Any Amount : 5.00% Minimum balance 0.10 Lac
Short Notice Time Deposit (SND)
Short Notice Time Deposit (SND) 2.00% -3.50% Minimum balance Tk.0.50 lac
Less than Tk.1.00 Crore: 2.00%
Tk.1.00 crore and above but less than Tk.25 crore : 3.00%
Tk.25.00 crore and above but less than Tk.50 crore : 3.00%
Tk.50.00 crore and above but less than Tk.100 crore : 3.50%
Tk.100.00 crore and above : 3.50%
FDR Rates
Particulars Tenor Rate (%)
Any Amount 1 Month 4.25%
Less than Tk.100.00 Crore 3 Months 6.75%
Tk.100.00 Crore and above 7.00%
Less than Tk.100.00 Crore 6 months 7.00%
Tk.100.00 Crore and above 7.25%
Any amount 1 Year 7.25%
Any amount 2 Years 7.50%
Any amount 3 Years 8.00%
Monthly Benefit Scheme
Principal Amount Monthly benefit Amount in Tk (before Tax) Duration Remarks
50000/- 350/- 3 Years The table mentioned beside is example of calculation of monthly benefit amount of Tk.50,000.00 and Tk.1,00,000.00. Monthly benefit for actual deposit amount will be calculated in proportion to the table mentioned beside. For instance, monthly benefit of Tk.5,00,000.00 will be Tk.(700X5)=Tk.3.500.00.
100000/- 700/- 3 Years
Corporate Money Maker Scheme
Term / Installment Amount 25,000 50,000 75,000 100,000 300,000 500,000
02 Years 6,42,000 12,84,000 19,26,000 25,68,000 77,04,000 1,28,40,000
03 Years 10,00,000 20,00,000 30,00,000 40,00,000 1,20,00,000 2,00,00,000
04 Years 14,49,000 28,98,000 43,47,000 57,96,000 1,73,88,000 2,89,80,000
05 Years 19,00,000 38,00,000 57,00,000 76,00,000 2,28,00,000 3,80,00,000
Deposit Pension Scheme
Installment Amount Option: 1 Option: 2
At a Time Benefit after 6 Years Pension Amount after depositing installments for 6 Years At a time payment after receiving pension for 5 Years
1,000 95,200 700 95,200
2,000 1,90,400 1,400 1,90,400
3,000 2,85,600 2,100 2,85,600
4,000 3,80,800 2,800 3,80,800
5,000 4,76,000 3,500 4,76,000
10,000 9,52,000 7,000 9,52,000
Double Benefit Deposit Scheme (DBDS)
Amount of Deposit Period Amount Payable
1,00,000 8 years 2,00,000
Triple Benefit Deposit Scheme (TBDS)
Tenor Principal and yearly payable amount Remarks
00 Year 10,000 The table mentioned beside is example of calculation of yearly payable amount on principal amount of Tk. 10,000. Hence, yearly payable amount for multiple of Tk. 10,000 i.e., 20,000, 30,000 and so on will be calculated in proportion to the table mentioned beside.
01 Year 10,550
02 Years 11,190
03 Years 12,010
04 Years 12,910
05 Years 13,960
06 Years 15,220
07 Years 16,590
08 Years 18,370
09 Years 20,240
10 Years 22,090
11 Years 25,160
12 Years 06 Months 30,000
Lakhopoti Savings Scheme
Deposit Amount Payable on Maturity
Initial Deposit Monthly Installment
15,000.00 1,000.00 1,00,000.00
30,000.00 2,000.00 2,00,000.00
45,000.00 3,000.00 3,00,000.00
60,000.00 4,000.00 4,00,000.00
75,000.00 5,000.00 5,00,000.00
150,000.00 10,000.00 10,00,000.00
750,000.00 50,000.00 50,00,000.00
15,00,000.00 1,00,000.00 1,00,00,000.00
Millionaire Savings Scheme
Term Monthly Installments Amount Payable on Term
03 (Three) Years 24,500 BDT 10,00,000 (Taka Ten Lac)
04 (Four) Years 1,7500
05 (Five) Years 13,300
06 (Six) Years 10,500
07 (Seven) Years 8,500
08 (Eight) Years 7,000
10 (Ten) Years 5,000
Money Maker Scheme
Year / Installment 200 500 1,000 2,000 2,500 5,000 10,000 20,000 25,000
03 Yrs 8,000 20,000 40,000 80,000 100,000 200,000 400,000 800,000 1,000,000
05 Yrs 15,460 38,650 77,300 154,600 193,250 386,500 773,000 1,546,000 1,932,500
07 Yrs 24,020 60,050 120,100 240,200 300,250 600,500 1,201,000 2,402,000 3,002,500
10 Yrs 40,400 101,000 202,000 404,000 505,000 1,010,000 2,020,000 4,040,000 5,050,000
Priority Deposit Scheme
Tenor Principal Maturity value Remarks
03 Months 20,00,000.00 20,35,500.00 The table mentioned beside is example of calculation of maturity value of principal amount of Tk.20.00 Lac. Maturity value for other amount(s) in excess of Tk. 20.00 Lac shall be calculated in proportion to the table mentioned beside. For instance, maturity value of Tk. 50.00 Lac after two years will be Tk. 57.50 Lac.
06 Months 20,72,500.00
01 Year 21,50,000.00
02 Years 23,00,000.00
Shohoj Sanchay Deposit
SL. No Minimum Declared Amount Prefix Interest Rate Remarks
01 50,000.00 320 5.25% If the customer maintains minimum declared balance daily, then interest will be given on account balance at the rate mentioned beside at the end of every month. For instance: if a customer opens an account with declared minimum balance of Taka 50,000.00 and maintains account balance Taka 50,000.00 and more in every day of the month, then interest will be given on daily basis @ 5.25%.
02 1,00,000.00 321 5.50%
03 2,00,000.00 322 5.75%
Student Savings Scheme
Monthly Installment / Term 200.00 300.00 500.00
03 Yrs 8,600.00 12,900.00 21,500.00
05 Yrs 16,160.00 24,240.00 40,400.00
07 Yrs 25,600.00 38,400.00 64,000.00
10 Yrs 44,460.00 66,690.00 111,150.00