Long Term rating “A”
Bank/FIs rated in this category are adjudged to offer adequate safety for timely repayment of financial obligations. This level of rating indicates a corporate entity with an adequate credit profile. Risk factors are more variable and greater in periods of economic stress than those rated in the higher categories.
Short Term rating “ST-2”
High certainty of timely payment. Liquidity factors are strong and supported by good fundamental protection factors. Risk factors are very small.