Home Finance for NRB
Purpose: To purchase a ready or under construction flat in an apartment building by individual NRB or along with co-applicant (spouse, son, daughter, father or mother)
Loan Limit: Maximum 70% of purchase price of the flat. Total loan amount shall not exceed Tk. 120.00 lac.
Equity participation: At least 30% of purchase price of the flat.
Eligibility: Non Resident Bangladeshi (NRB) residing outside of Bangladesh for last 3 years and having valid permission to stay and work in abroad.
Repayment Period : Maximum 18 years.
Interest Rate & Fees: Present applicable rate is 16.00%.
Required documents:
  • - Work Permit/Trade License (if any).
  • - Copy of National ID card/Permanent residence card.
  • - Copy of Passport.
  • - Copy of up to date TAX return receipt
  • - Bank Account Statement for last 12 months.
  • - Account Statement/encashment certificate of Inward Foreign Remittance for last 3 years.
  • - Photograph of the customer(s) & guarantor(s).
  • - Declaration of income by the professionals.
  • - Approval from Rajuk/competent authority for construction.
  • - Bia Deed, Mutation, Khatian-SA, CS, RS etc.