Interest Rate

NRBC Bank is committed to offer the best competitive rate of the market. We take good care of our customers’ interest which we believe no different from our interest.

Period Principal and yearly payable amount Remarks
1 Year 10,800 The table mentioned beside is an example of calculation of yearly payable amount on principal amount of Tk. 10,000. Yearly payable for other amount will be calculated in proportion to the table mentioned beside.
2 Years 11,700
3 Years 12,700
4 Years 12,910
5 Years 13,800
6 Years 15,000
7 Years 16,500
8 Years 18,000
9 Years 19800
10 Years 24000
10 Years 10 Months 30,000

Monthly Benefit amount will be given as under.

Tenor Rate(%)
1 & 2 Years 825
3 Years 950
Tenor Installment
3Years 24,400
4 Years 17,400
5 Years 13,200
6 Years 10,200
7 Years 8,400
8 Years 6900
10 Years 4900

Amount (Principal with Benefit) Payable on Maturity: 10 Lac

Initial Amount Installment Matured Amount Maturity Amount
14,000 1000 100000
28,000 2000 200000
42,000 3000 300000
56,000 4000 400000
70,000 5000 500000
140,000 10,000 1000000
700,000 50,000 50,00000
14,00,000 1,00,000 1,00,00,000

Under this scheme customers deposit a certain amount in every month for a period of 6 years to avail attractive benefit as per either option -1 or option -2 mentioned below:

Installment Amount Option 1 Option 2
At a Time Benefit after 6 Years Pension Amount after depositing installments for 6 Years At a time payment after receiving pension for 5 Years
1,000 96000 725 96000
2,000 192000 1,450 192000
3,000 288000 2,175 288000
4,000 384000 2,900 384000
5,000 480000 3,625 480000
10,000 960000 7,250 960000

 Rate of interest: Interest will be provided according to the rate of lower slab of regular Savings rate plus 0.50%.

  Account Maintenance Fee: Free

  Minimum Balance: Tk 500 (Five Hundred) only

  Proof of identity shall be obtained in addition to usual documents required for opening this account.

Minimum Initial Deposit for such account will be Tk 100.00 (one hundred).

Interest in account shall be paid on daily product basis but no interest in this account is payable for the month if

  •   Balance in the account falls below Tk 10,000.00 (ten thousand) on any day during the month, or
  •   Withdrawal in account is more than twice in a week, or
  •   Amount withdrawn in a single Cheque exceeds 25% of balance of the account.
Tenor Installment
3Years 24,500
4 Years 17,500
5 Years 13,300
6 Years 10,500
7 Years 8,500
8 Years 7000
10 Years 5000

Amount (Principal with Benefit) Payable on Maturity: 10 Lac

Year / Installment 200 500 1,000 2,000 2,500 5,000 10,000 20,000 25,000
3 Years 8,000 20,000 40,000 80,000 100,000 200,000 400,000 800,000 1,000,000
5 Years 15,460 38,650 77,300 154,600 193,250 386,500 773,000 1,546,000 1,932,500
7 Years 24,020 60,050 120,100 240,200 300,250 600,500 1,201,000 2,402,000 3,002,500
10 Years 40,400 101,000 202,000 404,000 505,000 1,010,000 2,020,000 4,040,000 5,050,000
  •  6.00% p.a.
  •  Minimum balance Tk. 10 (Ten) only

Interest in Current A/C shall be paid on daily product basis but no interest shall be paid if the balance in the account falls below Tk 2,00,000.00 (two lac) on any day during the month.

Rate of interest: 1.00%.

Term / Installment Amount 25,000 50,000 75,000 100,000 300,000 500,000
02 Years 6,42,000 12,84,000 19,26,000 25,68,000 77,04,000 1,28,40,000
03Years 10,00,000 20,00,000 30,00,000 40,00,000 1,20,00,000 2,00,00,000
04 Years 14,49,000 28,98,000 43,47,000 57,96,000 1,73,88,000 2,89,80,000
05 Years 19,00,000 38,00,000 57,00,000 76,00,000 2,28,00,000 3,80,00,000

Monthly Benefit amount will be given as under.

Tenor Rate(%)
1 and 2 Years 800
Year / Installment 200 500 800 1000 1500 2000 2500 3000 5000 10000
3 Years 8,400 21,000 33,600 42,000 63,000 84,000 105,000 126,000 210,000 420,000
5 Years 15,580 38,950 62,320 77,900 116,850 155,800 194,750 233,700 389,500 779,000
7 Years 24,300 60,750 97,200 121,500 182,250 243,000 303,750 364,500 607,500 1,215,000
10 Years 41,120 102,800 164,480 205,600 308,400 411,200 514,000 616,800 1,028,000 2,056,000

Minimum balance Tk.0.50 lac

2.00% -3.50%

  •   Less than Tk.1.00 Crore: 2.00%
  •   Tk.1.00 crore and above but less than Tk.25 crore : 3.00%
  •   Tk.25.00 crore and above but less than Tk.50 crore : 3.00%
  •   Tk.50.00 crore and above but less than Tk.100 crore : 3.50%
  •   Tk.100.00 crore and above : 3.50%

Rate of interest for SND Premium: 2.00% - 6.50%

7 days of notice is required if the customer wishes to withdraw money from this account for availing interest.

Interest in SND A/C shall be paid on daily product basis but no interest shall be paid for the month if the balance in the account falls below Tk 50,000.00 (fifty thousand) on any day during the month.

Amount 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years
5.00 lac and above 6.00% 8.25% 8.50% 9% 9.25% 9.50%

Under this scheme customers deposit a certain amount in every month for a period of 6 years to avail attractive benefit as per either option -1 or option -2 mentioned below:

Installment Amount Option 1 Option 2
At a Time Benefit after 6 Years Pension Amount after depositing installments for 6 Years At a time payment after receiving pension for 5 Years
1,000 95,200 700 95,200
2,000 1,90,400 1,400 1,90,400
3,000 2,85,600 2,100 2,85,600
4,000 3,80,800 2,800 3,80,800
5,000 4,76,000 3,500 4,76,000
10,000 9,52,000 7,000 9,52,000
Initial Amount Installment Matured Amount
15,000 1000 100000
30,000 2000 200000
45,000 3000 300000
60,000 4000 400000
75,000 5000 500000
150,000 10,000 1000000
750,000 50,000 50,00000
15,00,000 1,00,000 1,00,00,000

Under this scheme deposited amount will be doubled at 7 years 3 Months.

Particulars Tenor Rate(%)
Any Amount 1 Month 5.50%
Less than Tk.100.00 Crore 3 Months 6.00%
Tk.100.00 Crore and above 3 Months 6.00%
Less than Tk.100.00 Crore 6 Months 7.50%
Less than Tk.100.00 Crore 12 Months 8.50%
Tk.100.00 Crore and above 6 Months 8.50%
Any amount 2 Years 8.75%
Any amount 3 Years 9.00%
Minimum Declared Amount Interest Rate Remarks
50,000.00 5.25% If customer maintains minimum declared balance daily, then interest will be given on account balance at the rate mentioned beside at the end of every month. For example: if a customer opens an account with declared minimum balance of Taka 50,000.00 and maintains balance Taka 50,000.00 and more in the account in every day of the month, then interest will be given on daily balance @ 5.25%.
1,00,000.00 5.50%
2,00,000.00 5.75%
Period Principal and yearly payable amount Remarks
1 Year 10,550 The table mentioned beside is an example of calculation of yearly payable amount on principal amount of Tk. 10,000. Yearly payable for other amount will be calculated in proportion to the table mentioned beside.
2 Years 11,190
3 Years 12,010
4 Years 12,910
5 Years 13,960
6 Years 15,220
7 Years 16,590
8 Years 18,370
9 Years 20,240
10 Years 22,090
11 Years 25,160
12 Years 06 Months 30,000
tenor/Installment 200.00 300.00 500.00
3 Years 8,600.00 12,900.00 21,500.00
5 Years 16,160.00 24,240.00 40,400.00
7 Years 25,600.00 38,400.00 64,000.00
10 Years 44,460.00 66,690.00 111,150.00

Rate of interest: 5.00%