ইসলামী ব্যাংকসমূহ এই নীতির ভিত্তিতে তার আমানতের বৃহত্তর অংশ সংগ্রহ করে থাকে। উপার্জিত মুনাফা ব্যাংক ও গ্রাহক-এর মধ্যে একটি সম্মত অনুপাতে বণ্টণ করা হয়।

Under this scheme customers deposit a certain amount in every month for a period of 6 years to avail attractive benefit as per either option -1 or option -2 mentioned below:

 Rate of interest: Interest will be provided according to the rate of lower slab of regular Savings rate plus 0.50%.

  Account Maintenance Fee: Free

  Minimum Balance: Tk 500 (Five Hundred) only

  Proof of identity shall be obtained in addition to usual documents required for opening this account.

Minimum Initial Deposit for such account will be Tk 100.00 (one hundred).

Interest in account shall be paid on daily product basis but no interest in this account is payable for the month if

•   Balance in the account falls below Tk 10,000.00 (ten thousand) on any day during the month, or
•   Withdrawal in account is more than twice in a week, or
•   Amount withdrawn in a single Cheque exceeds 25% of balance of the account.

•  4.00% p.a.
•  Minimum balance Tk. 10 (Ten) only

Interest in Current A/C shall be paid on daily product basis but no interest shall be paid if the balance in the account falls below Tk 2,00,000.00 (two lac) on any day during the month.

Rate of interest: 1.00%.

Minimum balance Tk.0.50 lac

2.00% -3.00%

•   Less than Tk.1.00 Crore: 2.00%
•   Tk.1.00 crore and above but less than Tk.25 crore : 2.25%
•   Tk.25.00 crore and above but less than Tk.50 crore : 2.50%
•   Tk.50.00 crore and above but less than Tk.100 crore : 2.75%
•   Tk.100.00 crore and above : 3.00%

7 days of notice is required if the customer wishes to withdraw money from this account for availing interest.

Interest in SND A/C shall be paid on daily product basis but no interest shall be paid for the month if the balance in the account falls below Tk 50,000.00 (fifty thousand) on any day during the month.