1. Any Bangladeshi National (Adult, sound-minded having bonafide income) and institutions/organizations incorporated and operating in Bangladesh who are not adjudicated as insolvent by any Court of Law of the land can open this Account for fixed tenure with any amount but not less than BDT 5.00 Lakh.

2. Fixed Deposit Account can be opened in the name of

•  Two copies of recent passport size Photographs of account holder duly attested by the Introducer.
•   One copy of Passport Size Photograph of Nominee duly attested by the Account Holder.
•  Duly attested photocopy of valid Passport/Employer’s Certificate/ID Card/Driving Licence/Voter ID Card/National ID Card or Certificate about credentials by the local Ward Commissioner/Chairman of Union Parishad
•  Proof of address such as copy of utility bill viz. Electricity Bill/Land Phone bill/Cell Phone Bill/Gas Bill/WASA Bill, etc. in the name of applicants.
•  Tax Certificate (if any)

•   Depositor may avail credit facility against deposited amount or encashment value of the scheme according to credit policy of the bank.

•   Auto renewal: The deposit under this scheme is auto renewable. For auto renewal, prevailing terms and conditions in point of time shall be applicable.
•   Tenor of the scheme: 1 month, 3 months, 6 months, 1 year, 2 years, and 3 years
•   All government tax, levy, duty or surcharge etc. applicable to the scheme will be deducted from encashment value of the scheme.