kotipoti Deposit Scheme

Customer can open account under this scheme in his own name or jointly by depositing an Initial Deposit amount along with First Installment amount. Tenor of this scheme is 5 years. After depositing 60 installments and the initial deposit customer will get attractive benefit at maturity

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  • Two copies of recent passport size Photographs of account holder duly attested by the Introducer.
  • One copy of Passport Size Photograph of Nominee duly attested by the Account Holder.
  • Duly attested photocopy of valid Passport/Employer’s Certificate/ID Card/Driving Licence/Voter ID Card/National ID Card or Certificate about credentials by the local Ward Commissioner/Chairman of Union Parishad
  • Proof of address such as copy of utility bill viz. Electricity Bill/Land Phone bill/Cell Phone Bill/Gas Bill/WASA Bill, etc. in the name of applicants.
  • Tax Certificate (if any)
Depositor may avail credit facility against deposited amount or encashment value of the scheme according to credit policy of the bank.
  •   Customers may open any number of this scheme in his/her own name or jointly by depositing first installment at any working day. 2nd and subsequent installments must be deposited within 28th of every month. If 28th day of the month is holiday, installment must be deposited at previous working day.
  •   Installment can be deposited in any branch of the bank by cash or transfer from customer’s account upon instruction. Any number of installments can be deposited in advance.
  •   In case of failure to deposit installment in due time, depositor will have to pay 5% late fee with overdue installment for each month.
  •   If depositor fails to deposit six consecutive installments then scheme will be closed.
  •   All government tax, levy, duty or surcharge etc. applicable to the scheme will be deducted from encashment value of the scheme.
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Related Link

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 Priority Deposit Scheme
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